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Foreclosure
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There are 17 resource(s) on TexasLawHelp  
   2011 Referral Directory Legal Services and Other Resources This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Legal services and other resources for low-income Texans.
By: Texas Lawyers Care
  
   
   Absolutely the Source for Options and Answers for Homeowners Facing Foreclosure (Separate Website)

By: Texas RioGrande Legal Aid - Austin
 
  
   
   All about Home Equity Loans (Separate Website)
Answers frequently asked questions about home equity loans in Texas.
By: Texas Office of Consumer Credit Commissioner

    Read this in: Spanish / Español
  
   
   Avoid Tax Foreclosure if Elderly or Disabled
If you are 65 or older, or are disabled (defined as entitled to receive SSI payments from the federal gov't), then you are entitled to "defer" paying your property taxes and prevent a foreclosure sale by the government.
By: Texas RioGrande Legal Aid - Austin
 
  
   
   EVICTION PROTECTIONS FOR TENANTS AFTER FORECLOSURE
If you are a tenant in a house that has been foreclosed, federal law (the "Protecting Tenants at Foreclosure Act") requires the new owner after a foreclosure sale to allow you to occupy the property until your lease expires. There are three exceptions to this rule.
By: Texas RioGrande Legal Aid

    Read this in: Spanish / Español
  
   
   Fox26Law: Your Legal Questions Answered (Separate Website)
Every Tuesday and Thursday in its 7 a.m. newscast on FOX 26 Morning News, legal analyst Chris Tritico offers up some free legal insight. On this page you can ask your questions, watch previous segments, and read Chris' online-only responses to various questions.
By: Fox26 KRIV
  
   
   Home Equity Loans: Borrowers Beware! (Separate Website)
Don't risk paying off unsecured loans (credit cards) with a loan secured by your home. If you really think you must borrow against your home, look out for these loan terms.
By: Federal Trade Commission

    Read this in: Spanish / Español
  
   
   How to Avoid Foreclosure (Separate Website)
This is a link to HUD's website that has some good information. It does NOT mention the borrower's right to file bankrutpcy. This is sometimes a good option to take in certain circumstances. There are other options not mentioned by HUD that borrowers might have. Additional information will be available soon, however, at present the best source of information about preventing a foreclosure is found with an attorney specializing in the area.
By: US Department of Housing and Urban Development

    Read this in: Spanish / Español
  
   
   How to Select a Lawyer This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: The State Bar of Texas
  
   
   Limited Scope Representation This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
A way for people with limited money to afford an attorney.
By: Legal Hotlines for Texans
  
   
   Making Home Affordable Program (Separate Website)
The Obama Administration's Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.
    Read this in: Spanish / Español , Vietnamese / Tiếng Việt
  
   
   Renters in Foreclosure Toolkit (Separate Website)
On May 20, 2009, the President signed into a law a bill containing provisions protecting tenants living in foreclosed buildings. (The Protecting Tenants at Foreclosure Act is Title VII of Public Law 111-22.) These provisions immediately went into effect and are "self-executing", so no federal agency (such as HUD) is responsible for making them work. It is up to advocates to make sure that tenants, landlords, public housing authorities, courts, the legal community, and others involved in the foreclosure process are aware of these new rights for tenants.
By: National Low Income Housing Coalition
  
   
   Reverse Mortgages: Are They for You? (Separate Website)
This is a guide to assist you in evaluating whether a reverse mortgage is right for you.
By: US Comptroller of the Currency
  
   
   Saving Your Home From Foreclosure This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This brochure discusses different ways to save your home from foreclosure including filing for bankruptcy.
By: National Consumer Law Center
  
   
   Tenants Have New Rights If Landlord Foreclosed On
Tenants in Texas previously were forced to vacate by the new owner after a foreclosure sale. A new federal law passed in May 2009 requires new owners of property who purchase property at a foreclosure sale to continue to rent to anyone that was a tenant before the sale.
By: Texas RioGrande Legal Aid - Austin
 
    Other Formats:   Separate Website
  
   
   Texas Foreclosure Timeline Chart This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This chart shows the process a lender takes to foreclose on a homestead when the loan being foreclosed on was used to purchase the home, or was a refinance of the purchase loan (not a home equity loan or a tax loan -- court approval is required before a lender can foreclose on these loans).
By: Texas RioGrande Legal Aid - Austin
 
  
   
   What Is Foreclosure?

By: Earl Carl Institute for Legal & Social Policy, Inc.

    Read this in: Spanish / Español
  
   
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