Find out about your rights, get answers to frequently asked legal questions and access forms
There are 30 resource(s) on TexasLawHelp
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Making Home Affordable Program
(Separate Website)
The Obama Administration's Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.
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Spanish / Español
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Vietnamese / Tiếng Việt
Mortgage Borrowers' Rights
(Separate Website)
By: U.S. Dept. of Housing & Urban Development
Read this in:
Spanish / Español
Protecting the Equity in Your Home
(Separate Website)
By: Texas Office of Consumer Credit Commissioner
Reverse Mortgages in Texas
(Separate Website)
If you or your spouse is 62 years old or older, you may be able to take out a home equity loan that has special protections for seniors.
By: Texas Office of Consumer Credit Commissioner
Reverse Mortgages: Are They for You?
(Separate Website)
This is a guide to assist you in evaluating whether a reverse mortgage is right for you.
By: US Comptroller of the Currency
Safe and Sound at Home: Tips for Protecting Your Equity
(Separate Website)
Beware of lenders who tempt you to borrow against your home's equity. They may give you a loan you cannot repay. If you fall behind, the lender can take your home away....
By: Office of Conmsumer Credit Commissioner
Think Twice About Using Your Home As Collateral
(Separate Website)
By: Federal Trade Commission
What you need to know about home ownership
Home ownership is the American Dream. There are some things you need to understand BEFORE your buy. There are things you need to know in order to keep your home.
By: Legal Aid of Northwest Texas - Waxahachie
You May Be Able to Cancel Mortgage Insurance and Save $$
(Separate Website)
If you paid less than 20 percent down for your home, the lender may have required you to get private mortgage insurance (PMI). You may be able to cancel that under federal law and save yourself a lot of money.
By: Federal Trade Commission
Your Rights and the Responsibilities of the Mortgage Servicer
(Separate Website)
By: U.S. Dept. of Housing & Urban Development
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Spanish / Español
If you are in need of legal assistance and you are not low-income, please contact your local lawyer referral service or call the State Bar of Texas Lawyer Referral Information Service, Mon.-Fri. from 8 a.m. to 5 p.m. at 1-800-252-9690 or 1-877-9TEXBAR.
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