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There are 40 resource(s) on TexasLawHelp
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   Limited Scope Representation This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
A way for people with limited money to afford an attorney.
By: Legal Hotlines for Texans
  
   
   Mail Order Sales This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
What are your rights when buying goods through the mail?
By: Texas Attorney General
  
   
   Making Home Affordable Program (Separate Website)
The Obama Administration's Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.
    Read this in: Spanish / Español , Vietnamese / Tiếng Việt
  
   
   Pawn Shop Facts (Separate Website)
From lost pawn tickets to burglary victims, this brochure answers your pawn shop questions.
By: Office of Consumer Credit Commissioner
  
   
   Payday and Auto Title Loans This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Can you afford them? Usually not. They come at a very high price.
By: Legal Hotline for Texans
  
   
   Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives (Separate Website)
The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation's consumer protection agency, says that regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price.
By: Federal Trade Commission
  
   
   Payment in Full Checks Video (Separate Website)
Does writing "payment in full" on a check mean you won't owe any more? An answer that may surprise you. Note: Video requires Real Player to view.
By: Texas Young Lawyers Association
  
   
   Renter's Rights After Disaster

    Read this in: Spanish / Español , Vietnamese / Tiếng Việt
  
   
   Rights of Debtors in Texas This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page.
Who is a debtor? A business, corporation, or an individual may be a debtor. This paper discusses only individual consumer debts.
By: Legal Hotline for Texans
  
   
   Selecting A Business Structure (Separate Website)
The decision regarding business structure is a decision that a person should make, in consultation with an attorney and accountant, and taking into consideration issues regarding tax, liability, management, continuity, transferability of ownership interests, and formality of operation.
By: Texas Secretary of State
  
   
   Shopping for Money Wire Transfer Services This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Five Steps You Can Take to Avoid Fraud & Save Money
    Read this in: Spanish / Español
  
   
   Stop Phone Slamming This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: National Consumer Law Center

    Read this in: Spanish / Español
  
   
   Telemarketing Fraud This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
What is telemarketing fraud?
By: Texas Attorney General

    Read this in: Spanish / Español
  
   
   The 3-Day Right to Cancel a Purchase (Separate Website)
Many consumers are under the impression that they have a 3-day right to cancel any and all consumer purchases. However, this is not true. The right to cancel law applies only to very specific situations.
By: Office of the Attorney General Texas
  
   
   The Myths of Renting in Texas (Separate Website)

By: Austin Tenants' Council
  
   
   Tip-offs to Home Repair Rip-offs (Separate Website)
Six red-flag phrases a con-artist contractor might use.
By: AARP
  
   
   Tips When Shopping for Insurance (Separate Website)
Insurance is a product you purchase to protect yourself from financial disasters, and your needs for protection can change over time. It´s important to understand the insurance policies you have and decide if those coverages are still right for you. If you´re considering buying insurance, here are some shopping tips to remember.
By: Texas Department of Insurance
  
   
   Understanding the Texas Deceptive Trade Practices Act This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)

By: Office of the Attorney General of Texas
  
   
   Video Helps Low-Income Texans Navigate the Court System (Separate Website)

By: Texas Legal Services Center
  
   
   What Should I Do If My Identity is Stolen?
Instructions to Correct Identity Theft
By: Texas RioGrande Legal Aid - Austin
 
  
   
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